City of Santa Clara "Gap" Financing is Back! Tell the First-Time Buyers in Your Family, Workplace or Neighborhood and/or call Nannarie!

lw4n6581.jpg In the 1990s, I helped many buyers enter the market using the City of Santa Clara financing. Many have long-since traded-up into larger homes.

1st Time Home Buyer's Financing Program (Recently Divorced and Not "on title" also Qualify)

The City of Santa Clara offers a very attractive mortgage financing program designed for first-time home buyers.


The Redevelopment Agency of the City of Santa Clara offers a First Time Home Buyer's Financing Program that can provide you with financial assistance in purchasing your first home. With Bay Area home values among the highest in the nation and the uncertainty of future interest rates, this Financing Program may be the solution you've been looking for.


The Financing Program helps first time home buyers purchase a single-family house, townhouse, or condominium located in the City of Santa Clara. A first mortgage will be provided to eligible, qualified buyers through Neighborhood Housing Services Silicon Valley, Inc., utilizing California Housing Finance Agency (CalHFA) as a primary lender.


The City will provide a second mortgage to "bridge the gap" between the maximum loan amount available through CalHFA and the actual purchase price of the home. Second mortgages will be provided on a first-come first-served basis subject to availability of funds.


Nannarie Chaikumnerd of WaMu (Washington Mutual) will be happy to explain how this program works and help you determine if this program is right for you.

Nannarie Chaikumnerd

Phone: 408.313.8800



Pat Kapowich, "Negotiating Smooth Transactions Throughout The South Bay"